ProductOpening AmountMinimum Balance for APYRateAPY
Interest Checking Accounts$25.00$2,000.05%0.05%
Christmas Club$5.00$100.10%0.10%
Money Market$0.00 - $9,999.99N/A0.00%0.00%
Money Market$10,000 - $24,999.99$10,0000.15%0.15%
Money Market$25,000 & Over$25,0000.25%0.25%
Jumbo Money Market
Jumbo Money Market
Jumbo Money Market
Jumbo Money Market
$0.00 - $74,999.99
$75,000 - $199,999.99
$200,000- $299,999.99
$300,000 & Over
06-11 Month Certificate$1,000$1,0000.05%0.05%
12-23 Month Certificate$1,000$1,0000.10%0.10%
24-35 Month Certificate$1,000$1,0000.20%0.20%
36-47 Month Certificate$1,000$1,0000.30%0.30%
48-59 Month Certificate$1,000$1,0000.35%0.35%
60 Month Certificate$1,000$1,0000.35%0.35%
12 Month Special$10,000$10,0004.00%4.07%
24 Month Special$10,000$10,0003.45%3.51%
*14 Month Special$10,000$10,0004.50%4.59%
*26 Month Special$10,000$10,0004.10%4.18%

*Make a minimum deposit of $10,000.00 or more of money not currently deposited at SSB Community Bank.

Annual Percentage Yield is accurate as of the date mentioned above. These rates may change at any time without prior notice. Fees could reduce earnings on the account. Certificate of Deposits earn interest at a fixed rate for the term and withdrawals made before maturity may result in an interest penalty. Member FDIC. 

Health Savings Account Rates  
Daily Balance RangeInterest RateAnnual Percentage Yield (APY)
$0.00 - $999.99.05%.05%
$1,000 - $4,999.99.15%.15%
$5,000 - $24,999.99.25%.25%
$25,000 - $49,999.99.30%.30%
Your interest rate and annual percentage yield may change
Determination of Rate- At our discretion, we may change the interest rate on your account.
Frequency of Rate Changes- We may change the interest rate on your account at any time.
Limitations on Rate Changes - There are no maximum or minimum interest rate limits for this account.
Compounding and Crediting - Interest will be compounded monthly and will be credited to your account monthly. If you close your account before interest is credited, you will receive the accrued interest.
Minimum Balance Requirements - No minimum balance requirements apply to this account.
Balance Computation Method. We use daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual on Non-Cash Deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Transaction Limitations - No transaction limitations apply to this account
Health Savings Account - Health Savings Accounts (HSAs) are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see your HSA Agreement or your tax advisor for additional information.
Fees and Charges - Please refer to the separate Fee Schedule provided to you with this disclosure for information about fees and charges associated with this account. A Fee Schedule will be provided to you at the time you open an account, periodically when fees or charges change, and upon request