Loan Options
Mortgage Loan
- 30 and 15-Year Fixed Rates
- Purchase or Refinance
- Local Underwriting
- Low Fees and Closing Costs
- Servicing Retained by SSB
Home Equity
- Fixed term
- Servicing Retained by SSB
- Maximum Term 15-Years
- Up to 90% Loan to Value
- Reduced Closing Costs
Consumer
- Auto/Truck
- Boat/RV/Cycle
- Passbook Savings/CD
- Unsecured
- Flexible Terms and Conditions
- Low Closing Costs
Mortgage Rates
| Maximum Term (Months) | Maximum LTV (1) | Simple Interest Rate (2) | Example Monthly Payment (3) | Example Variable APR (4) |
|---|---|---|---|---|
| 180-Months Fixed | 80% | 6.375% | $2,160.63 | 6.484% |
| 240-Months Fixed | 80% | 6.750% | $1900.91 | 6.839% |
| 360-Months Fixed | 80% | 6.750% | $1621.50 | 6.818% |
(1) Per SSB policy. Loan-to-Value (LTV) is based on the lesser of the purchase price or appraised value.
(2) Fixed Rate.
(3) Example payment for a $250,000.00 loan amortized at the stated simple interest rate over the maximum term. Payment does not include taxes and insurance and the actual payment obligation will be greater.
(4) Annual Percentage Rate (APR) for a $250,000.00 loan amortized at the stated simple interest rate over the maximum term. APR includes prepaid finance charges of $1,723.08. PMI (Private Mortgage Insurance) may be required for loans with LTV's in excess of 80%. Other customary closing costs apply.
