Loan Options

 

 

 

Mortgage Loan

  • 30 and 15-Year Fixed Rates
  • Purchase or Refinance
  • Local Underwriting
  • Low Fees and Closing Costs
  • Servicing Retained by SSB
Apply Today

Home Equity

  • Fixed term
  • Servicing Retained by SSB
  • Maximum Term 15-Years
  • Up to 90% Loan to Value
  • Reduced Closing Costs
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Consumer

  • Auto/Truck
  • Boat/RV/Cycle
  • Passbook Savings/CD
  • Unsecured
  • Flexible Terms and Conditions
  • Low Closing Costs
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Mortgage Rates

Maximum Term (Months)Maximum LTV
(1)
Simple Interest Rate
(2)
Example Monthly Payment (3)Example Variable APR
(4)
180-Months Fixed80%3.750%$727.223.990%
240-Months Fixed80%4.000%$605.984.189%
360-Months Fixed80%4.000%$477.424.136%
Maximum loan amount of $484,350. The Bank reserves the right to change rates, terms, and conditions without notice. Subject to credit approval. Loans must be secured with a 1-4 family, owner-occupied dwelling. Proof of hazard insurance is required at closing.
(1) Per SSB policy. Loan-to-Value (LTV) is based on the lesser of the purchase price or appraised value.
(2) Fixed Rate.
(3) Example payment for a $100,000 loan amortized at the stated simple interest rate over the maximum term. Payment does not include taxes and insurance and the actual payment obligation will be greater.
(4) Annual Percentage Rate (APR) for a $100,000. loan amortized at the stated simple interest rate over the maximum term. APR includes prepaid finance charges of $1,372.56. PMI (Private Mortgage Insurance) may be required for loans with LTV's in excess of 80%. Other customary closing costs apply.

Mortgage RatesIcon For: Mortgage Rates

15 Year Fixed
Rate
3.750%
APR
3.990%
Points
0
20 Year Fixed
Rate
4.000%
APR
4.189%
Points
0
30 Year Fixed
Rate
4.000%
APR
4.136%
Points
0
Mortgage Loan Officers

Please call 330-878-5555 for rates and products not displayed. Rates are based on the following assumption: Loan amount at $100,000. An 80% Loan-to-Value ratio.

Mortgage Loan Officers

Kim Castello

Lori Troyer

Dylan Kaufman