Loan Options

 

 

 

Mortgage Loan

  • 30 and 15-Year Fixed Rates
  • Purchase or Refinance
  • Local Underwriting
  • Low Fees and Closing Costs
  • Servicing Retained by SSB
Apply Today

Home Equity

  • Fixed term
  • Servicing Retained by SSB
  • Maximum Term 15-Years
  • Up to 90% Loan to Value
  • Reduced Closing Costs
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Consumer

  • Auto/Truck
  • Boat/RV/Cycle
  • Passbook Savings/CD
  • Unsecured
  • Flexible Terms and Conditions
  • Low Closing Costs
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Mortgage Rates

Maximum Term (Months)Maximum1 LTVSimple2 Interest RateExample3 Monthly PaymentExample4 Variable APR
180-Months Fixed80%4.500%$764.994.641%
240-Months Fixed80%5.000%$659.965.113%
360-Months Fixed80%5.000%$536.825.083%
Maximum loan amount of $453,100. The Bank reserves the right to change rates, terms, and conditions without notice. Subject to credit approval. Loans must be secured with a 1-4 family, owner-occupied dwelling. Proof of hazard insurance is required at closing.
1 Per SSB policy. Loan-to-Value (LTV) is based on the lesser of the purchase price or appraised value.
2 Fixed Rate.
3 Example payment for a $100,000 loan amortized at the stated simple interest rate over the maximum term. Payment does not include taxes and insurance and the actual payment obligation will be greater.
4 Annual Percentage Rate (APR) for a $100,000. loan amortized at the stated simple interest rate over the maximum term. APR includes prepaid finance charges of $937.28. PMI (Private Mortgage Insurance) may be required for loans with LTV's in excess of 80%. Other customary closing costs apply.

Mortgage RatesIcon For: Mortgage Rates

15 Year Fixed
Rate
4.500%
APR
4.641%
Points
0
20 Year Fixed
Rate
5.000%
APR
5.113%
Points
0
30 Year Fixed
Rate
5.000%
APR
5.083%
Points
0
Mortgage Loan Officers

Please call 330-878-5555 for rates and products not displayed. Rates are based on the following assumption: Loan amount at $100,000. An 80% Loan-to-Value ratio.

Mortgage Loan Officers

Kim Castello

Lori Troyer